An Actuarial Approach offers innovative business solutions through the integration of actuarial science with the disciplines of systems, finance, statistics, and mathematics.

Pradeep Kumar

Pradeep is a Fellow of the Society of Actuaries (FSA) and a Chartered Financial Analyst (CFA). He holds a master's degree in industrial management and has several years of systems and actuarial experience.

Pradeep has been working in the insurance industry since 1988. Before 1988, he primarily worked as a systems consultant for 7 years.


M. Tech.
    Industrial Management (1981)
    Indian Institute of Technology, Kanpur, India
B. Tech.
    Aeronautical Engineering (1979)
    Indian Institute of Technology, Kanpur, India


    * Fellow of the Society of Actuaries (FSA)
    * Chartered Financial Analyst (CFA)
    * Member of American Academy of Actuaries (MAAA)

Manager, Business Modeling Department (ALM and Business Planning)
    Transamerica Reinsurance: Aug 1995 - Dec 1996
    Responsible for:
         Asset Liability Management,
         Financial Reporting Systems,
         Profit Plans.
     Extensive Business Modeling for:
         Life Insurance,
         Health Insurance.
    Stochastic Cash Flow Analysis,
    Interest Crediting and Investment Strategies.
Investment Actuary (ALM and Cash Flow Testing)
    Provident Life and Accident Insurance Co.: 1990 - 1992, 1995
    Portfolio Management for Annuities, Life insurance and DI business.
    Modeling Various Fixed Income Securities and Insurance Liabilities.
    Regulatory Cash Flow Testing, Accessing Overall Risks.
Product Development Actuary (Individual Life, Annuity, and DI products)
    Provident Life and Accident Insurance Co.: 1988 - 1989, 1993 - 1994
    Product development and pricing for annuities, life insurance, and DI.
    Designing and developing financial projection systems.
Systems Analyst & Project Manager
    Unisys (Charlotte), The World Bank (Washington): 1981 - 1988
    Part of team to develop 'Loan Disbursement System' at the World Bank.
    Developed and maintained Accounting Systems.
    Developed Programs and System Specifications for various Unisys customers.